Flat Fee Pricing Detail

Retirement Blueprint

(One-Time Planning Engagement)

$12,500 – Half upfront, half when you’re happy.

Every engagement begins by building your retirement plan. 

This is a deep analysis designed to answer the most important questions people face as they approach retirement:

  • When can you safely retire?
  • How much can you spend? When should you adjust? How much should you adjust?
  • What tax strategies will matter most over the next 20–30 years?
  • How should your investments support income rather than just growth?

The result is a comprehensive retirement roadmap that typically includes:

  • Retirement income projections
  • Tax strategy (Roth conversions, withdrawal sequencing, etc.)
  • Investment structure for retirement income
  • Risk analysis and stress testing
  • Year-end tax planning
  • Estate and legacy considerations

Payment structure

  • $6,250 due at engagement
  • $6,250 due 90 days later

For many households in the 5–10 years leading up to retirement, this plan alone provides the clarity they need.

For others, it becomes the foundation for ongoing collaboration.

Many clients also use this first engagement as a low-pressure way to see if we work well together before committing to a longer relationship.

Retirement Stewardship

(Ongoing Planning & Tax Management)

  • Assets Being Advised On

  • Up to $10M
  • $10M – $15M
  • Annual Fee (No Trading)
  • $12,500
  • $15,000
  • Annual Fee (With Trading)
  • $15,000
  • $18,000

You remain in full control of your accounts unless you explicitly delegate it.

Curious why fees scale with assets? …It’s a practical reality: Liability + E&O insurance premiums.

What To Expect

Clients in ongoing engagements typically meet three times per year:

Mid-Year Planning Review

We revisit your retirement plan assumptions and adjust for changes in markets, life circumstances, or goals.

Year-End Tax Strategy Session

This is often the most valuable meeting of the year.

We estimate your taxes and execute strategies such as:

  • Roth conversions
  • Capital gain harvesting
  • Delaying income 
  • Medicare IRMAA management
  • Charitable planning
  • Withdrawal sequencing
  • Ad-hoc projects as needed

Tax Preparation Meeting

At the beginning of the year, I prepare your tax return and connect the results directly back into your retirement plan.

This closes the loop between planning, strategy, and execution.

Specialized Advisory: Private Markets & Alternative Due Diligence

(Institutional access)

For clients in the Roth conversion phase, high W2 income years, interested in the endowment model, I provide professional due diligence and institutional access to private securities. Common applications include “Enhanced Roth Conversions,” Oil & Gas LPs, private real estate, private equity, secondary funds, and more. 

This includes:

  • Transaction structuring
  • Independent due diligence
  • Guidance through the investment process
  • Access to institutional-quality offerings through the RIA channel
  • Evaluation of fees, structure, and sponsor quality

Because these investments are accessed through the advisory channel, clients typically benefit from institutional pricing and commission arbitrage compared to traditional broker distribution. 

Pricing Structure

  • Ongoing Clients: $2,500 due at engagement
  • Standard: $5,000 due at engagement

Specialized Advisory: 1031 Exchange & DST Consulting

(Institutional access)

For those selling investment real estate, I also provide advisory support around Delaware Statutory Trust (DST) investments.

This includes:

  • Transaction structuring
  • Independent due diligence on 70+ DST offerings
  • Guidance through the 1031 exchange process
  • Access to institutional-quality offerings through the RIA channel
  • Evaluation of fees, structure, and sponsor quality

Through the RIA channel, investors can often access institutional share classes and fee structures that are not typically available through traditional broker distribution.

Price: $25,000

Payment structure

  • $10,000 due at engagement
  • $15,000 due upon completion of the transaction

When possible, the fee can often be paid directly from qualified intermediary proceeds.

What’s a Complexity Adjustment?

Most clients pay my standard flat annual fee. But occasionally, someone’s financial picture looks less like a puzzle—and more like a 5,000-piece mosaic.

If your situation includes things like:

  • Multiple private equity holdings or K-1s from 8+ entities
  • Intricate estate planning structures involving multiple trusts
  • Coordinating across three or more tax jurisdictions
  • Specialized investment vehicles (like captive insurance or tiered partnerships)
  • Or a combination of the above

…then we’ll add a complexity adjustment to your annual fee.

Think of it like adding a sidecar to a motorcycle—it’s still your ride, but with a bit more to steer. The added fee reflects the extra time, expertise, and tooling required to do the job right.

We’ll talk about this upfront. No surprises. No “gotcha” fees down the road. If your complexity shifts over time, your fee can adjust too—up or down.

Bottom line: the more intricate the work, the more tailored the service. And the pricing will match the reality of what’s required.