What it costs

A flat annual fee based on the services provided, not your net worth.

  • Ongoing Planning + Investment Management
  • $9,800/Year
    $2,450/Quarter

Fees are deducted from your investment accounts under our management at Charles Schwab after the end of the quarter.

Unlike many advisors, the ongoing fee is not tied to the amount of your investable assets. Most advisors who base their fees on assets under management charge between 0.8% to 1.5% per year. On an account size of $1,000,000, the annual fee would be between $8,000 to $15,000 per year. And the larger the account, the higher the fee…even if it isn’t any more work!

Think Schwab or Vanguard’s 0.35% advice is a better deal? If your investable assets are over $3,000,000, your advisory fee is at least $10,500 per year and they’re not able to offer tax advice… One of the major levers available to you in retirement.

Are You a Good Fit?

Are you looking for a long-term partnership with a trusted expert – not a high-pressure sales pitch, hot stock tip, or get-rich-quick scheme?

These services are designed for those approaching or in retirement who would also like to have a trusted fiduciary partner for ongoing financial, tax, and investment decisions.

It is usually the most cost-effective for people with investable assets of $1,000,000 or more. It’s not the right fit for those with net worth in excess of $10,000,000.

Just Need a Plan?

  • Planning Only – No Investment Management
  • $5,800
  • For self-directed clients. This service includes the same level of analysis, planning, and recommendations as above. Also included is 3 months of implementation support. Investment management is not included. If extra support is needed or things change, help is available for $250/hour.